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The cyber attack apparently took place in October and exposed user data including email addresses, passwords, dates of last visits, browser information, IP addresses and site membership status across several of the Friend Finder Network websites including Adult Friend Finder.com, Penthouse.com, and

The hack affects people who have discontinued their accounts because according to Leaked Source 15 million deleted accounts weren’ts removed from the Friend Finder Netowrk database.

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Because of that, even clear-cut cases of fraud where victims are protected from liability by consumer protection laws can cause significant hardship. Keep an eye on your credit with free tools from my Bankrate today.

You're better off using an ATM inside a retail outlet or other high-trafficked, well-lit place.