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For more information on the settlement and to file a claim, please visit: On August 9, 2012, Birka-White Law Offices filed a nationwide class action lawsuit against Flushmate, a division of Sloan Valve Company and American Standard Brands on behalf of owners of toilets containing the Series 503 Flushmate III Pressure-Assisted flushing system.Currently, American Share insures all accounts of a member of a privately insured credit union to 0,000, irrespective of the number of accounts the member has, or the class of such accounts.

Unlike banks and thrifts, credit union member deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government, or by American Mutual Share Insurance Corporation (ASI), a private deposit insurance fund that operates in nine states. In the information that follows, credit unions insured by the NCUA are referred to as "federally insured" and credit unions insured by American Share are referred to as "privately insured." In general, the coverage provided members of federally insured credit unions is $250,000 per member, irrespective of how many accounts each member holds with a specific credit union; whereas, each depository account of a member at a privately insured credit union is insured to $250,000 -- irrespective of the number of depository accounts each member has with that privately insured credit union.

This is one advantage of a credit union being privately insured.

The following explains the amount of additional share insurance protection ESI can provide members of federally insured credit unions as compared to members of a privately insured credit union.

Over one-third of America’s state-chartered credit unions have the option of choosing to insure their members’ share/deposit accounts with American Mutual Share Insurance Corporation (ASI), the nation’s only non-federal, credit union-owned private share insurer, and ESI’s parent company.

The investigation disclosed that United Plastics and its principals were aware that ASI Group workers at the Massachusetts and Mississippi United Plastics plants were not being paid proper overtime.